.@RedTapeChron was the first to obtain evidence from a consumer, Kathy Sandy, that Equifax was cross-contaminating salary and work data. But his piece is legendary for 3 reasons: first, he saw the matrix. Kathy brought him a 22 page credit report. He read it. And investigated. — Joel Winston (@joelwinston) April 6, 2019
Archive | Featured
RSS feed for this sectionThis practice, and the Equifax specialty credit reporting agency behind it, were not well known at the time. And Equifax publicly denied they engaged in this type of “cross-contamination.”
This practice, and the Equifax specialty credit reporting agency behind it, were not well known at the time. And Equifax publicly denied they engaged in this type of “cross-contamination.” — Joel Winston (@joelwinston) April 6, 2019
What does that mean? Equifax operates a credit bureau that collects payroll & salary data. So If you get fired, Equifax knows that week. Equifax leverages this knowledge by selling “employment status alerts” to lenders, banks, mortgage companies & debt collectors.
What does that mean? Equifax operates a credit bureau that collects payroll & salary data. So If you get fired, Equifax knows that week. Equifax leverages this knowledge by selling “employment status alerts” to lenders, banks, mortgage companies & debt collectors. — Joel Winston (@joelwinston) April 6, 2019
RT @paulmozur: Snapshot of a culture under siege. Our attempt to show what it feels like in Xinjiang right now. Blanketed with surveillance…
Snapshot of a culture under siege. Our attempt to show what it feels like in Xinjiang right now. Blanketed with surveillance technology and checkpoints, the ancient Silk Road city has the feel of an open-air prison. https://t.co/JdtFEPCw68 — Paul Mozur (@paulmozur) April 4, 2019
When the story of the fight against modern credit reporting surveillance is written, this 2013 investigation by @RedTapeChron will be remembered as the turning point. Bob was the first to confirm that Equifax is cross-contaminating credit files. https://t.co/AHP1CIID2b
When the story of the fight against modern credit reporting surveillance is written, this 2013 investigation by @RedTapeChron will be remembered as the turning point. Bob was the first to confirm that Equifax is cross-contaminating credit files. https://t.co/AHP1CIID2b — Joel Winston (@joelwinston) April 6, 2019
@ronlieber @Equifax Thanks to you, @ITRCCEO , @RedTapeChron & others for tirelessly pushing reform. Your work on child credit freezes & child identity theft has collectively saved thousands of billable hours!
Thanks to you, @ITRCCEO , @RedTapeChron & others for tirelessly pushing reform. Your work on child credit freezes & child identity theft has collectively saved thousands of billable hours! — Joel Winston (@joelwinston) April 6, 2019
RT @ronlieber: None of us are as smart as all of us. I’m lucky enough to have some access to people with answers and power through my day j…
None of us are as smart as all of us. I'm lucky enough to have some access to people with answers and power through my day job. If you don't have that same privilege, please send me some burning questions, and I'll try to get them answered. 5/5 — (((Ron Lieber))) (@ronlieber) April 5, 2019
@geirranden Excellent! Credit unions empower consumers.
Excellent! Credit unions empower consumers. — Joel Winston (@joelwinston) April 5, 2019
Dear @Equifax – why do I have to give away all my legal rights just to request my free annual credit report disclosure from your website? Dear @FTC & @CFPB – you awake over there? https://t.co/6YCGf83XYB #ForcedArbitration #FCRA #WTF cc @ChiChiWu8 @MikeLittUSA
Dear @Equifax – why do I have to give away all my legal rights just to request my free annual credit report disclosure from your website? Dear @FTC & @CFPB – you awake over there? https://t.co/6YCGf83XYB #ForcedArbitration #FCRA #WTF cc @ChiChiWu8 @MikeLittUSA — Joel Winston (@joelwinston) April 5, 2019
Oh hi, AGREEMENT TO RESOLVE ALL DISPUTES BY BINDING INDIVIDUAL ARBITRATION. How’d you get here? https://t.co/sPhK6dFQKu
Oh hi, AGREEMENT TO RESOLVE ALL DISPUTES BY BINDING INDIVIDUAL ARBITRATION. How’d you get here? pic.twitter.com/sPhK6dFQKu — Joel Winston (@joelwinston) April 5, 2019