We upgraded our request process! If you’d like to use the Internet to request your SafeRent Resident Screening Report by CoreLogic, go to SpecialScores.com. If you want to submit your request by telephone or mail, read below for instructions.
The SafeRent Resident Screening Report is credit report for residential or tenant history. CoreLogic Inc. offers screening and risk management to the personal and multifamily housing leasing industry, landlords, and property managers.
The CoreLogic, Inc. SafeRent Resident Screening Report and affiliated data products include: resident screening, renters insurance, benchmarking, lease and documentation generation, employment screening, and criminal screening (including felony, misdemeanor and/or sex offender registry records). CoreLogic, Inc. claims to be the nation’s single largest aggregator of current tenant screening data and has access to hundreds of millions of potential tenant records.
CoreLogic, Inc. is classified as a nationwide specialty consumer reporting agency under the federal Fair Credit Reporting Act (FCRA). All consumers are entitled to annual disclosure of their SafeRent Resident Screening Report.
You can contact CoreLogic, Inc. by mail at
CoreLogic SafeRent, LLC
Attn: Consumer Relations Department
P.O. Box 509124
San Diego, CA, 92150
Or you can call the CoreLogic, Inc. Streamlined Telephone Request line at 1-888-333-2413.
Specialty rental reports contain intimate personal information, including: property rental addresses for previous 7 years, rental payment performance history (i.e., on time, late, delinquent), average length of past rentals, pet ownership, cleanliness of living conditions, reason for renting (e.g., foreclosure or never owned a home), civil court records, criminal background check, financial credit reports, past evictions, tenant history scores and lease risk scores.
For landlords, there’s a financial advantage to purchasing these special renter’s reports about prospective tenants. But for renters, these reports may pose a significant threat to housing access and stability.
As a general rule, a consumer’s application for a new rental or lease renewal is the only “permission” a landlord or property management company needs to pull a specialty renter’s report about the applicant. Consequently, consumers rarely know before submitting an application which tenant screening company a landlord uses.
The federal Fair Credit Reporting Act (FCRA) only requires landlords to disclose these renter’s reports after the information was used to deny the application or charge a higher price for rent. In that event, landlords must provide a formal “adverse action notice” letter that reveals the role of the rental report in the application decision and the contact information of the tenant screening bureau.
So, for most consumers, a rejected rental application is their first exposure to these tenant screening bureaus. The U.S. Supreme Court described this challenge for individuals in the case Safeco Insurance Co. v. Burr (2007), “It is the adverse action notice [denial or rejection letter] that generally triggers the consumer’s role. In the absence of such notice, there may be nothing to alert the consumer to check the report and no information as to how to check a report.”