We upgraded our request process! If you’d like to use the Internet to request your LexisNexis Full File Disclosure Report, go to SpecialScores.com. If you want to submit your request by telephone or mail, read below for instructions.
LexisNexis Risk Solutions, LLC – Consumer Care Center
Attn: Full File Disclosure
P.O. Box 105108
Atlanta GA, 30348-5108
BUSINESS TELEPHONE: 1-877-719-8806
Background about the LexisNexis Prescription History Report from the LexisNexis Risk Solutions Bureau LLC
LexisNexis Prescription History is a detailed report that delivers insight on an applicant’s prescription history and potential medical conditions to help life insurers make faster policy decisions, optimize underwriting expenses and minimize risk. Prescription History delivers a comprehensive view into an applicant’s prescription history and potential health conditions that impact underwriting decisions.
According to the LexisNexis Risk Solutions Bureau marketing materials on Prescription History, the LexisNexis “Prescription History is a consumer reporting agency product provided by LexisNexis Risk Solutions and may only be accessed in compliance with the Fair Credit Reporting Act, 15 U.S.C. 1681, et seq.”
Using the LexisNexis Risk Solutions patented linking technology and robust data assets, LexisNexis enhances prescription history inquiry data to help provide improved accuracy, better hit rates and minimize false “no hits.”
Prescription History delivers fast access to critical decision support with a comprehensive view of the individual’s five–year prescription history and key information on:
- Prescribing physicians
- Possible diagnoses
- Drug compliance
- Predictive risk assessment
- Validate reported health conditions.
- Discover unreported conditions.
- Distinguish between acute and chronic conditions, and identify instances of co-morbidity.
- Validate the proposed insured’s management of the condition.
- Assess possible drug abuse.
LexisNexis Prescription History provides insurance companies with instant insight into the applicant’s health conditions allows an insurer to validate how they manage those conditions, discover unreported conditions and assess possible drug abuse. Streamlined applicant insight optimizes underwriting workflow by enabling insurers to quickly approve preferred applications, quickly identify when additional medical reports are needed and accurately underwrite policies.